Job-Based Life Insurance: A False Sense of Security
- Briana M
- Aug 15
- 1 min read
Life Insurance through your employer is a nice benefit-- but it often falls short when it comes to long-term protection. Most workplace policies only cover 1-2x your salary, which may not be enough to cover your Mortage, debts, education costs, or your family's living expenses.
Even more important: you typically can't take that coverage with you if you leave your job or get laid off. That means your protection could disappear just when you need it most.
Some employers plans also only offer accidental death and dismemberment (AD&D) coverage-- meaning it only pays out in specific situations, not from illness or natural causes. That's not true l ife insurance.
Working with a licensed agent gives you access to portable, sustainable coverage designed to stay with you no matter where you work. Plus , an agent helps tailor your plan to meet your specific needs-- so you're not just covered, you're confident in your protection.
Let's build a plan that works for you, not just your job.
Much Love,
Briana M




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